Insurance news and guides for Florida households.
Rule changes, enrollment deadlines and how coverage works in Hillsborough County, written by A&D Insurance Services.
Home and flood
Citizens flood insurance requirement: what changes on January 1, 2027
Every Citizens home policy with wind coverage will need a flood policy, whatever the home is worth. Here is how to prepare.
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Auto
Florida car insurance minimums: what $10,000 of PIP leaves out
The coverage you need to register a car in Florida does not pay for injuries you cause to anyone else.
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Home and flood
Hurricane deductibles and wind mitigation credits explained
A 2% hurricane deductible on a $350,000 home is $7,000. Here is how the deductible works and how an inspection can cut your premium.
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Health
Health insurance open enrollment for 2027: dates and what changed
The extra subsidies have ended and some insurers are leaving Florida's Marketplace. What to check before you pick a 2027 plan.
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Medicare
Medicare annual enrollment: a checklist for October 15 to December 7
Plans change their benefits and networks every year. Five things to check before December 7.
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