About these terms
This website is operated by A&D Insurance Services LLC ("A&D Insurance Services", "we", "us"), an insurance agency located at 214 W Brandon Blvd, Brandon, FL 33511. By using the website you agree to these terms. If you do not agree, please do not use the website.
Information only
The content on this website, including articles, the glossary, checklists and answers to questions, is general information about insurance. It is not legal, tax or financial advice and it is not a statement of what any policy covers. Coverage, exclusions, limits and deadlines are set by the policy your insurer issues, and the policy controls if it differs from anything here.
Laws, rates, plan designs and enrollment dates change. We work to keep the website accurate but do not guarantee that every page is current or complete.
Quotes and coverage
- Sending a form, an email or a voicemail does not bind, change or cancel coverage.
- Coverage is in effect only when a licensed agent or the insurer confirms it.
- Quotes are estimates based on the information you give us. They are subject to underwriting and can change.
- Do not report a claim through this website. Contact your insurer directly.
Where we offer insurance
We are licensed to sell insurance in Florida. Nothing on this website is an offer to sell or a solicitation to buy insurance in any state where we are not licensed. Not every product or insurer is available to every applicant.
Medicare
We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
Your use of the website
- Give accurate information when you ask for a quote.
- Do not use the website for anything unlawful, or try to disrupt it or gain access to systems or data that are not yours.
- Do not send sensitive numbers such as Social Security, Medicare or bank account numbers through the website form.
Links to other websites
We link to insurers, government agencies and other third parties for your convenience. We do not control those websites and are not responsible for their content or practices.
Intellectual property
The text, design and images on this website belong to A&D Insurance Services LLC or are used with permission. Insurer names and logos belong to their owners. You may view and print pages for personal use. You may not copy or republish them for commercial purposes without our written permission.
Disclaimer and limit of liability
The website is provided "as is" without warranties of any kind. To the extent the law allows, we are not liable for any loss arising from your use of the website or your reliance on its content. Nothing in these terms limits any duty we owe you as your insurance agency under Florida law.
Governing law
These terms are governed by the laws of the State of Florida. Any dispute about them will be heard in the state or federal courts located in Hillsborough County, Florida.
Changes to these terms
We may update these terms. The date at the top of the page shows when they were last changed. Continuing to use the website after a change means you accept the updated terms.
Contact us
A&D Insurance Services LLC, 214 W Brandon Blvd, Brandon, FL 33511. Phone (813) 493-7693. Email ageorges@adservicesins.com.